SEF is a Utah-grown community lender dedicated to helping families, builders, and local leaders create better housing and energy solutions.
We believe Utah families deserve homes that are affordable, efficient, and built to last. By financing practical housing and energy projects, SEF helps strengthen communities across our state while safeguarding the future for generations to come.
SEF was founded to meet a clear need: flexible, community-driven financing for affordable, reliable, and efficient housing and energy projects. We work alongside homeowners, developers, contractors, and governments to make practical solutions possible – especially in communities that are often overlooked by traditional lenders.
We combine trusted local knowledge with responsible financial stewardship to help projects move forward where they’re needed most.
SEF’s leadership team brings together deep experience in finance, community development, and energy. We’re proud to be women-led and rooted in Utah values.
15+ years of experience in renewable energy and energy efficiency, with roles in the Utah Governor’s Office of Energy Development, commercial solar lending, state governments, and utilities.
40 years of experience in institutional investment and asset management, with a track record of developing net-zero residential projects in Utah.
Brings 10+ years of experience in energy access, inclusive finance, and impact investing across for-profit startups and nonprofits.
Director of Government Relations and Public Affairs at Utah Clean Energy, brings significant experience in government relations, and promoting clean energy and climate solutions in Utah.
We collaborate with foundations, public agencies, and peer community lenders to scale practical solutions across Utah.
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