Financing Practical Solutions for Utah Communities

SEF offers clear, flexible financing for homeowners, developers, and contractors to make housing and energy projects possible statewide.

How SEF Works

A simple, community-focused approach to financing sustainable development in Utah.

Identify Project Ideas

Homeowners, Developers & Contractors identify project ideas.

Financing and Assistance

SEF provides financing and assistance with clear terms and local support.

Projects Move Forward

Improving homes, strengthening communities.

Impact Grows

Communities thrive with sustainable solutions that benefit Utah for generations.

For Homeowners

Make your home more comfortable, safe, and efficient with clear, affordable financing.

Low-interest rates

Clear payment terms

No upfront costs

Quick approval process

For Developers

Flexible, adaptable capital for housing and energy projects.

Large-scale project financing

Competitive rates

Expert consultation

Long-term partnerships

For Contractors

Offer trusted financing to help more customers get projects started.

Guaranteed payment on completion

No cost to join

Marketing support

Trusted local financing partner

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